A Canadian fintech company called Monarch has just created the world’s first decentralized and scheduled crypto-currency payment system. Crypto-currency is a digital currency created and managed through cryptography, an advanced set of encryption techniques. Monarch isn’t the first company to create crypto-currency subscriptions; in fact, Coinbase and PumaPay were the first companies to make this service happen. This new service from Monarch will allow companies like Netflix and Hulu to receive crypto-currency for subscriptions. Monarch currently has over 270,000 users and has the support of Bitcoin founder Roger Ver and LinkedIn founder Eric Ly; the company also received $2 million to fund their blockchain services. Time will tell how quickly this new payment method changes how business and personal finance operate.